Services

Three ways QARC
can work with you.

Whether you need a managed actuarial function, a technology partner, or a senior independent mind on a complex problem — QARC delivers through a curated network of specialist partners under FIA-level oversight.

Managed Actuarial
Services

A fully managed actuarial function — delivered by qualified, experienced teams under senior FIA oversight. Two distinct legs serving different markets, built on the same delivery model and quality framework.

01
Offshore Delivery

For UK insurers
& reinsurers

Cape Town-based actuarial delivery for UK-domiciled insurers, reinsurers, and the associated Crown Dependencies and tax haven jurisdictions — Isle of Man, Jersey, Guernsey, Malta, Gibraltar. Full working day overlap with London. English first language. FIA-qualified oversight. POPIA/GDPR-aligned data governance. Typically 40–60% cost reduction versus equivalent UK resource.

  • Model development, maintenance and production support
  • Experience analysis — mortality, morbidity, lapse, expense
  • IFRS 17 reporting packs and CSM calculations
  • Solvency II / SAM capital modelling and SCR calculations
  • Embedded value reporting and EV model development
  • Data preparation, validation and reconciliation
  • Quarterly and annual actuarial reporting packs
Full offshore delivery details
Onshore Managed Services

For SA cell captives
& smaller insurers

A retained actuarial function for South African cell captives operating within Guardrisk, Centriq, and OMART structures, and for smaller standalone insurers who do not wish to maintain all actuarial capabilities in-house. We provide your actuarial department — on your timetable, planned around your regulatory and reporting calendar, without the overhead of permanent senior headcount.

  • Pricing and product development support
  • Statutory valuations and reserving
  • Regulatory submissions and FSCA returns
  • IFRS 17 implementation and ongoing reporting
  • SAM capital calculations and ORSA support
  • Model development and actuarial system support
  • Reinsurance analysis and treaty review
Discuss your requirements
Geographic Reach

UK-focused. Not UK-limited.

Our primary offshore marketing focus is the UK and its associated financial centres — where language, culture, time zone, and regulatory alignment create the strongest natural fit. But our delivery model is not geographically constrained. Where client need and relationship justify it, we are open to serving across a broader range of jurisdictions.

Primary Focus
UK & Crown Dependencies
Our strongest proposition. Shared language, culture, regulatory framework (Solvency II / SAM alignment), FIA qualification recognition, and maximum time zone overlap.
UK Mainland Isle of Man Jersey Guernsey Malta Gibraltar
Natural Extension
Mauritius & East Africa
Comfortable time zone overlap, English-speaking financial services markets, and strong existing actuarial relationships across the region make this a natural adjacent market.
Mauritius Kenya Tanzania East Africa
Open To
Broader International
Where client need, relationship, and time zone practicality align, we are open to engagements across a wider range of English-speaking and European jurisdictions.
Bermuda Cayman Islands USA Mainland Europe Australia
02
Actuarial Technology & AI
Prophet expertise · Platform advisory · AI and data science applied to actuarial problems

Actuarial Technology
& AI

QARC's technology practice is built on over 25 years of hands-on actuarial modelling experience — beginning with Prophet training and distribution at Deloitte and extending through senior model development roles at Discovery Life and Liberty. We understand these platforms from the inside, which means our advisory is grounded in genuine operational experience rather than theoretical assessment.

Beyond the modelling platforms, we are building a practice around the application of AI, machine learning, and modern data engineering to actuarial problems — a space the profession has been slow to engage with seriously, and where early movers will define the next era of actuarial practice.

Full technology practice details
Prophet Expertise
Model development, training, version migration, production support, and platform advisory. Over 25 years of hands-on experience across Southern Africa and the UK.
Platform Advisory
Independent assessment of actuarial modelling platforms — RAFM, Slope, Pathwise and others — without vendor conflict of interest.
AI & Machine Learning
Mortality, lapse and claims modelling using gradient boosting and neural approaches. Agentic AI for actuarial workflow automation.
Data Engineering
Python-first data pipelines replacing fragile Excel processes. Version-controlled, tested, and auditable. Power BI and Streamlit dashboards.
Implementation Support
End-to-end support for platform migrations and new implementations — from proof of concept through to production cutover and stabilisation.
Training Programmes
Structured training in Prophet, Python for actuaries, data engineering fundamentals, and practical AI tools for actuarial practice.
03
Advisory & Governance
Bespoke research · Independent opinions · NED & actuarial committee appointments

Advisory & Governance

Senior independent actuarial judgement — applied to the questions that require genuine expertise and the willingness to reach conclusions that differ from the consensus. Available for governance appointments where independence and breadth of experience add value.

03
01
Bespoke Actuarial Research
Deep, independent investigation of technically complex actuarial questions. First-principles reasoning applied to areas where standard approaches may not be adequate — or where the received wisdom deserves challenge. Delivered as a formal opinion paper with full supporting analysis.
02
Independent Expert Opinion
Written actuarial opinions for boards, audit committees, regulators, and legal proceedings. Grounded in 25 years of practice across life insurance, capital modelling, and regulatory engagement — with a track record of reaching well-reasoned conclusions under scrutiny.
03
NED & Actuarial Committee
Anthony accepts a limited number of non-executive director and actuarial committee appointments where his independence, FIA qualification, regulatory familiarity, and breadth of experience can add genuine value — particularly for smaller insurers, cell captive structures, and specialist governance frameworks.

A note on this practice area. Advisory and governance engagements are by nature relationship-driven and selective. Anthony publishes his thinking on technically contested questions via Substack and LinkedIn — the best way to assess whether his perspective and approach would add value to your organisation is to read it.

Work with QARC

Not sure which service
fits your situation?

A thirty-minute conversation is usually enough to establish where QARC can add the most value. We will be direct about where we are the right fit — and equally direct about where we are not.